50 of the Best Fintech Companies and Start-Ups to Know in 2023
The financial technology (fintech) sector is disrupting the way traditional financial institutions operate. Fintechs have changed the way people shop, invest, and bank. Innovative startups in this space are not just digitizing financial activities, but also using new technology to make them more efficient, accessible, and secure fintech companies and start-ups.
We’ve compiled a collection of the best startups committed to revolutionizing finance, help anybody build a nest egg, get better student loans or rental insurance, invest in non-traditional products like startups or classic cars, or just save some money.
Here are 50 of the best fintech companies and start-ups to know in 2022;
1. DFT Empower
The US-based fintech companies and start-ups DFT Empower support financial inclusion by providing financial institutions with the biometrically-verified identity of customers.
2. eFarms
Nigerian fintech companies and start-ups eFarms develop a digital agricultural and financial model for farmers and agricultural investors. The startup offers potential investors a platform to find the most suitable farms to invest in.
3. DAO Autonio Foundation
UK-based DAO Autonio Foundation offers AI-based automated crypto trading.
4. Billte.
Billte is a young company based in Switzerland that provides a platform for the administration of invoices in order to digitalize the billing process.
5. OuroX.
OuroX is a fintech companies and start-ups established in the United States that promotes economic development and financial inclusion via the use of artificial intelligence, blockchain technology, machine learning, and cloud computing
6. Crowd Capital
Crowd Capital, a firm established in the United States, is developing a financial technology platform that provides possibilities for socially responsible investing (SRI).
7. Green Arc.
Green Arc, a fintech companies and start-ups based in Singapore is creating an artificial intelligence (AI)-powered impact assessment platform with the goal of evaluating environmental, social, and governance (ESG) concerns for loan financing in developing economies
8. Blueyellow.
Blueyellow, a business based in Switzerland, has developed a financial technology platform that enables trading as well as investing in worldwide renewable energy projects.
9. Clim8.
Clim8, a firm established in the United Kingdom, makes it possible for investors to put money into initiatives that accelerate the United Nations Sustainable Development Goals (UN-SDGs) and combat climate change.
10. Token Metrics
Token Metrics, fintech companies and start-ups located in the United States are developing a crypto analytics platform. It provides cryptocurrency investing insights by analyzing on-chain data from Ethereum and Bitcoin, as well as trends in social sentiment and daily market updates
11. CauseEDU
US-based startup CauseEDU simplifies college financial planning for students. The startup’s crowdfunding platform allows students to register and raise money for their college fees and education expenses
12. Kira
Kira is a Singaporean startup that offers a Web3 DeFi network.
13. RAI Finance
South Korean startup RAI.Finance offers a decentralized social trading system.
14. Spectral Finance
Spectral Finance is a US-based fintech companies and start-ups that provides Spectrum, a liquidity aggregation platform for DeFi.
15. Finnovant
Finnovant is a US-based startup that provides Say-Tec, a multi-modal biometric solution for DeFi cybersecurity.
16. Akaboxi
Based out of Uganda, Akaboxi is a FinTech startup working on AkaboxiTech, to empower communities to manage and monitor their monetary savings and transactions within their saving groups
17. Teknospire
Indian startup Teknospire builds FinX Inclusive Banking, an integrated last-mile cloud-based banking platform that assists banks and non-banking financial corporations (NBFCs).
18. LenderKit
LenderKit is a UK-based startup that develops crowdfunding software.
19. AiDA
AiDA is a Singaporean startup that provides a product suite for financial analytics and process automation.
20. Regvolution
UK-based startup Regvolution makes a risk and finance optimizer for banks and non-banking financial companies (NBFCs).
21. Axyon AI
Axyon AI is an Italian fintech companies and start-ups that provides AXYON IRIS, an asset management platform.
22. Pirimid Fintech
Pirimid Fintech is an Indian startup that offers an early warning system for loan monitoring.
23. Immofunding
Austrian Fintech startup Immofunding offers investors the opportunity to participate in attractive real estate projects by means of crowd investing.
24. Ceptinel
Chile-based fintech companies and start-ups Ceptinel develops a real-time regulatory monitoring system for financial companies.
25. Cappitech
Israeli startup Cappitech provides a regulatory reporting platform, Capptivate, for FinTechs. The solution automates data transfer, as well as report creation and submission.
26. Mind Bridge
Canadian startup Mind Bridge creates a financial data analytics platform for auditing, based on AI and machine learning.
27. Dathena
Singapore-based startup Dathena utilizes AI to arrange a suite of regulatory data safeguarding tools for the financial, healthcare, travel, and retail industries.
28. InfoCorp
Singapore-based startup InfoCorp offers FarmTrek, a blockchain-based financial platform that accepts livestock as collateral.
29. Ziina
Ziina is a UAE-based fintech companies and start-ups providing users an app for easy P2P payments. The mobile app features banking-grade security and end-to-end encryption to protect the users’ money and data.
30. Bluesheets
Singaporean startup Bluesheets enables the digital transformation of finance departments with the help of real-time bookkeeping automation.
31. Incognia
Incognia is a US-based startup offering a privacy-first digital identity solution for mobile apps. It enables real-time recognition of trusted users at onboarding, login, and payments.
32. Emblem
The US-based startup Emblem develops CircuitBuilder, a Web3 integration platform using concepts from functional programming and workflow orchestration.
33. PayParc
Spanish fintech companies and start-ups PayParc allows travel companies to optimize B2B payments. The PayParc Platform helps travel companies send and receive payments instantly and automatically via e-wallets while saving significant costs.
34. Finwyn
Luxembourg-based startup Finwyn supports SMEs by finding investors who are willing to take on outstanding loans or other costs.
35. FinanzRitter Hybrid
German InsurTech startup FinanzRitter Hybrid provides a digital insurance platform that prioritizes the anonymity and security of their customers’ data
36. Zuum Transportation
Zuum Transportation is a US-based startup that builds a digital logistics platform for freight brokers. The digital brokerage software reduces operational costs, automates back-office tasks, maximizes broker productivity, and increases customer satisfaction.
37. Radius Agent
US-based fintech companies and start-ups Radius Agent provides an online real estate brokerage platform to assist brokerage agents. The startup offers Radius Assist, a lead scrubbing service for qualifying potential clients.
38. Immonow
Austrian startup Immonow develops sales distribution software for the real estate sector. The web-based software includes modules for property management, customer resource management, communications, and commercialization, as well as an application programming interface (API) module.
39. PayEye
Polish startup PayEye develops an iris-based biometric authentication solution. PayEye’s smartphone app allows users to scan their iris pattern and convert it into a numerical code.
40. IDcheck
IDcheck is a British startup that offers biometric screening for financial services. The startup combines proprietary facial recognition, liveness check, and motion analysis algorithms to verify customer identity documents.
41. Sign’Buy
Sign’Buy is an Israeli startup that provides signature-based authentication for mobile financial processes.
42. Sardine
US-based startup Sardine develops behavior biometrics-based fraud detection for neobanks. The startup’s proprietary artificial intelligence-based solution monitors users and devices for suspicious behavior, including the use of emulators, virtual private networks (VPNs), and sensor information.
43. Fafnir
US-based startup Fafnir offers loan evaluation service solutions. The service provides insights for businesses to understand loan eligibility and serviceability.
44. FISPAN
Canadian startup FISPAN provides embedded platform services. The startup allows banks to create branded, fully integrated digital communication channels.
45. Finley AI
Finley AI is a British startup that offers artificial intelligence (AI)-powered voice assistants for financial and pension planning.
46. Microchip Payments
Microchip Payments is an Indian startup that develops Voice Pay, a platform that enables digital payments over voice networks.
47. Replicant
US-based startup Replicant provides an AI voice technology that resolves issues over the phone. Replicant’s solution automates customer service without losing the human touch.
48. Voxpay
Voxpay is a French fintech companies and start-ups that offers a unique and seamless omnichannel solution for securing remote payments.
49. Zelf
US-based startup Zelf develops a messenger-based bank. Once a user signs up, it takes less than 30 seconds to receive a virtual Mastercard.
50. Eureka FinTech
Hong Kong-based startup Eureka FinTech provides AML, KYC, and compliance solutions.
Also read: 34 Best Women-led Startups in 2023
